about the book

Ask the Mailman will enlighten those who want a very simple plan that will deliver uncommon wealth through investing in high-yield stocks. When coupled with the laws of compound interest, this plan can provide unbelievable results—, even for those who have had unfavorable experiences investing in stocks.

Ask the Mailman describes many ways to make compound interest your personal banker with very little effort or attention. “Cash is king” and this book demonstrates how to get more cash, make it work harder for you, get you an extra paycheck, build up a nest egg, and pay some or all of your bills with “free” money from your stock investments. “Ask the Mailman” also shows you how to make your children, or grand-children millionaires by the time they are forty years old with almost no effort.

Uncommon wealth tips revealed by “Ask The Mailman”

Stocks are the greatest and easiest way to get an extra paycheck
How to take advantage of a Wall Street yard sale
You want to stop working someday… don’t you?
Everyone needs an IRA!… not so fast, you can hit the lottery
Make your children millionaires… sooner rather than later. .

Book Trailer

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EXCERPT

BIO

Growing up in the Midwest,
David Hawkins always
thought he would be a
carpenter. When the time
came, he selected a vocational
high school to study
carpentry. Upon graduation,
he received the Craftsmanship
Award for his newly acquired
skills. The day after
graduation, he started
building homes and
improving his craft. Four years
later, David felt the desire for
more. College was the obvious
choice, but what field of
study? Aptitude test results
indicated the best field for
David a career in interior
design. He selected Kent State
University and earned his
degree in design.

For more than forty years,
David’s passion for design, art
and construction have
rewarded him with a diverse
national client base. His travels
as an interior designer have
taken him all across the
country, doing fun projects
and meeting interesting
people. During his forty years
as a professional designer, he
has won several national
awards for excellence in
lighting and retail design and
been awarded two United
States and Canadian patents
for product design.

TESTIMONIALS

This book could be worth $1,000,000.00 to you! (seriously). This book will change how you think about investing. I’ve been a real estate investor for 30 years because of the monthly cash flow available. The simple plan in this book changed my perspective, as the author will show you how to build an income compounding machine without having to be a landlord.
Buy this book, implement his plan – and you’ll build a large dividend income stream!

R. MINTON

Akron, Ohio

“Ask the Mailman” is a must-read! David Hawkins’ book taught me little known facts about Roth IRAs and using the principal to pay for college tuition without penalty or taxes. This just made sense for our family. Additionally, we are following David’s plan outlined in chapter 20 to make our children millionaires using the “miracle of compounding interest” and by “feeding the goose that lays the golden eggs.” My husband and I are both extremely grateful for the nuggets of wisdom. The book made it easy for people like us who aren’t quite as savvy to learn quickly and begin elevating our investment results. I highly recommend this book to all, especially to those with young children who want to save for college and retirement.

G. HISER

Kent, Ohio

This is a very interesting and well-written book about personal finances. The
author goes way beyond stocks and bonds by discussing many phases of
managing your income and assets. He gives practical advice on real estate,
IRAs, Social Security, retirement planning, stocks, bonds and so much more.
This is a well-researched book where the author takes what can be a
“ dry subject” and makes it readable with many personal anecdotes.
This is a good read for anyone with interest and the discipline to manage their
finances.
Not only would I recommend this book but I given several copies to friends.

A. GARREN

Akron, Ohio

The history of his dad’s determination to generate wealth for his family had a profound impact on David. In turn, he produced a digestible book that shares a simple way to earn a return on money invested in the stock market. His mission was to help others beat the initial fears that are associated with saving for investing.

ZINGA HART - The Devil

Strip, Akron, Ohio

This stock-oriented financial guide features unconventional investment advice based on a traditional mathematical principle.

Debut author Hawkins first learned about investing in stocks that paid dividends from his mailman father, who studied copies of the Wall Street Journal—hence the book’s title. Setting a goal of 15 percent return on investment, Hawkins later chose to take part in high-yield stock investing, which is the focus of this short book. Anchored in the sound principle of compound interest, the author’s investment strategy sometimes flies in the face of conventional wisdom. Examples of his contrarian advice include borrowing from a bank’s line of credit to invest in stocks; using a short-term, adjustable-rate mortgage to refinance for stock-investment purposes; and using a stock-trading account instead of a traditional IRA to fund retirement savings. Hawkins begins with an informative overview of the workings of compound interest, demonstrating its power through relevant examples, all of which assume reinvestment of interest over time: “Using the principle of having your money earn interest on the interest is the greatest force you can put into play to make your investments grow exponentially,” he writes. He encourages investors to open a brokerage account, create an investment plan, and buy high-yielding stocks. However, he’s not a fan of investing in real estate because it reduces investing agility: “Selling real estate is like turning an ocean liner, and selling stocks is like turning a jet ski.” One of the more illuminating parts of the book concerns buying a home, as Hawkins relates his own experience of starting on the road to home ownership with a land contract—an unusual first step that avoided the need for a conventional mortgage. He also engagingly discusses construction loans, the difference between a fixed-rate and an adjustable-rate mortgage, the pros and cons of owning versus renting, and whether to consider a vacation home. Equally intriguing is the author’s unconventional view of drawing Social Security benefits; he explains his rationale for taking monthly payments earlier rather than later “to add to my compound interest generating model.” Throughout, the author’s writing is lucid, and the excellent illustrations enhance the content.

Bold investment strategies that aren’t for the risk-averse.

KIRKUS REVIEWS

October 15, 2019